In June 2016, I tried to apply for a new job in Texas, USA. The offer was great, the benefits and accommodation are good so I decided to grab the job offer online. I had an interview with the Master and everything went well. I don't like to miss out this opportunity so I decided to make payments as per the Company’s requirements. Since I don't have sufficient funds that time, I took a loan from a licensed money lender. From time to time, the licensed money lender asked me to pay the admin and processing fees again and again due to re-loan arrangements. I then took up more loans from another licensed lenders to repay my existing loans and it doesn't stop here. Worst thing, I became a victim of loan sharks and I made the biggest mistake in my life. My life was chaotic with all the harassments made by them and eventually I reported this case to the police. I borrowed from my friends (IOU) and the cycle doesn't stop. To make it short, I became "INDEBT" to 6 licensed money lenders with monthly and weekly re-payment schemes. Back then, I can't take anymore new loans form licensed lenders and even to my friends anymore. For the past few months, my life became miserable. I'm living in a state of fear, self-pity, lost and I even beg money to people like a stranger just to feed myself. I used my salary to pay one loan to another, it's not even enough and nothing left for me. It has been the worst situation I've encountered in my life. November 2016 when I browsed the internet, I tried to seek for possible ways on how to look for financial solutions and some charity organizations who might help me because I am still suffering deeply on my finances. I approached another Credit Company, they told me that they can't help me because of my outstanding loans with various Credit companies. Instead, they told me that one person might help me. He referred me to Pastor Richard of Eternal Grace Community Services. Pastor Richard negotiated with the debt collectors’ of each money lenders. He managed to re-structure all my debts. It was such a great relief that I am no longer living in fear, stress and pressure from harassments, and now I can focus and give my best performance in my current job. I have to admit that in Year 2016, it has been the lowest valley in my life. However, after I came to Eternal Grace Community Services, I have regain my confidence and dignity in life. I want to thank God for Pastor Richard for his helps and word of encouragements. Thank you very much to Eternal Grace Community Services from the bottom of my heart!
经过表哥的介绍，我来到升望社区服务机构寻求帮助。这是一家特别帮助那些染上赌瘾和有债务问题的人。升望的创办人 Pastor Richard （谢坤平牧师），除了帮助我从组债务，还给予我辅导，使我了解到我必需处理掉我赌博的瘾好，人生才能有转变。我也忠心参加戒赌支援小组，得着很多义工们的接纳和鼓励，使我对我的人生慢慢燃起盼望，更有信心戒掉赌瘾。现在，我也参加升望社区服务机构的乐龄活动，去帮乐龄人士剪头发，回馈社会。感谢我的主耶稣！也要感谢升望社区服务机构个于我的帮助。
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